We are excited to now offer new financing!

Citizens State Bank

  • APR rates from 9.95-17.95, depending on credit score
  • Borrow up to $25,000 for 24-72 months
  • Credit score must be 630 or better


Rent-to-Own is a new feature that we are pleased to offer to customers in select states. The states that we currently offer Rent-to-Own in are as listed:

Alabama, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Mississippi, Missouri, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, and West Virginia.

To qualify for Rent-to-Own, you must be located in one of the states above and you must be a homeowner or land owner of the property where the carport or metal building will be installed.

For Rent-to-Own, the building must be at least $2,000. If the building you are purchasing is more than $12,000, then the difference must be paid down at the time of purchase.

The loans are for 36 months. If the building is over $5,000 after the deposit is made, then the building can be financed for 48 months, as well as 36 months.

Deposit amounts on Rent-to-Own purchases will vary from 10-15 percent, depending on the cost of the metal building. There is no penalty if you wish to pay the building off early.